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The Punjab Health Initiative Management Company (PHIMC) 2026 has released the latest Sehat Card surgery list and the updated roster of empaneled hospitals to provide accessible, high-quality healthcare services to Punjab’s citizens. This initiative aims to enhance healthcare coverage by offering a wide range of surgical procedures under the Sehat Card scheme at designated hospitals across the province.

In Pakistan, access to affordable healthcare remains a critical challenge, especially for the lower and middle-income groups. Recognizing this need, the Punjab government launched the Sehat Card program, a landmark health insurance scheme designed to provide free or subsidized medical treatment to millions of residents. Administered by the Punjab Health Initiative Management Company (PHIMC), the program has been steadily expanding both its coverage and the scope of treatments it offers. As we step into 2026, the latest updates to the Sehat Card surgery list and the empaneled hospitals are set to further strengthen this health safety net.

The Sehat Card initiative is particularly significant in Punjab, Pakistan’s most populous province, where the demand for healthcare services is immense and often unmet due to financial constraints. PHIMC acts as the operational body that manages the implementation of the Sehat Card program, collaborating with public and private sector hospitals to empanel facilities that meet quality standards. This ensures that cardholders can receive essential surgeries without worrying about the cost, which can be a major barrier to timely and effective treatment.

The 2026 surgery list under the Sehat Card scheme has been carefully curated to cover a comprehensive range of procedures. These include major surgeries such as cardiac operations, orthopedic interventions, cancer treatments, and various other critical medical procedures. By broadening the surgery list, PHIMC is addressing some of the most pressing health issues faced by Punjabis. This move not only improves patient outcomes but also reduces the financial burden on families who previously had to pay out of pocket for such treatments.

Equally important is the update to the empaneled hospitals. PHIMC continuously assesses healthcare facilities to ensure they maintain the standards required to provide safe and effective care. The 2026 list includes a mix of government hospitals, teaching institutions, and private hospitals that have demonstrated their capability to handle the surgeries covered under the Sehat Card. This network expansion means that more people across urban and rural areas of Punjab can access quality surgical services closer to their homes.

For the average citizen, the significance of these updates cannot be overstated. The Sehat Card not only offers financial relief but also guarantees access to trusted hospitals where specialized surgical care is available. This initiative is part of Punjab’s broader vision to improve health indicators and reduce disparities in healthcare access. With the government’s continued support and PHIMC’s effective management, the program is poised to transform the healthcare landscape in the province.

As the year 2026 unfolds, patients, families, and healthcare providers alike are encouraged to familiarize themselves with the updated surgery list and the empaneled hospital directory. This knowledge will empower cardholders to make informed decisions about their health and ensure they take full advantage of the benefits offered by the Sehat Card scheme. In summary, PHIMC’s 2026 updates mark a critical step forward in the pursuit of universal health coverage in Punjab, bringing hope and healing to countless lives across the province.

Introduction to PHIMC and Sehat Card Program

The Punjab Health Initiative Management Company (PHIMC) is a government-established entity tasked with managing and implementing health-related initiatives across Punjab, Pakistan. Its primary objective is to ensure accessible, affordable, and quality healthcare services for the province's population, particularly targeting low-income and vulnerable groups. PHIMC operates under the broader umbrella of the Sehat Sahulat Program, which is a flagship health insurance scheme designed to provide financial protection and healthcare access to millions of families in Punjab.

The Sehat Card Program, managed by PHIMC, enables eligible citizens to receive free medical treatment at empaneled hospitals throughout Punjab. Eligibility is verified through a simple SMS-based system where individuals send their CNIC number to 8500 to confirm their status. Once confirmed, beneficiaries can access a wide range of inpatient services, including medical and surgical procedures, maternity care, emergency services, and follow-up consultations, without bearing out-of-pocket expenses.

PHIMC’s role extends beyond just issuing health cards; it also oversees the empanelment of hospitals that meet quality standards to provide services under the program. These empaneled hospitals include both public and private sector facilities, ensuring broad geographic coverage and specialized care availability. The program covers critical health conditions such as heart diseases, cancer treatments, organ failure therapies, burns, and trauma care, with coverage limits that can extend up to one million Pakistani Rupees in special cases.

One of the key features of the Sehat Card Program is its focus on comprehensive care. For example, children born in empaneled hospitals where the program is active are automatically included, ensuring early access to healthcare. Additionally, the program supports transport services to tertiary care hospitals, facilitating access for patients who require specialized treatment far from their homes.

PHIMC also manages special initiatives under the Sehat Sahulat umbrella, such as the Children Heart Surgery Program, transplant support, and dialysis services, reflecting a commitment to addressing complex health needs within the province. The company maintains a helpline and an online portal to assist beneficiaries with eligibility checks, hospital listings, and complaint resolution, making the program user-friendly and transparent.

For citizens and stakeholders interested in the latest developments and government priorities related to health and other sectors, it is useful to stay informed about ongoing political and administrative activities. For instance, understanding the current legislative agenda can provide context on how health policies are shaped. You can explore detailed updates on the Parliament Session Today: Full Agenda and What to Watch, which highlights key discussions that may impact health initiatives like those managed by PHIMC.

In summary, PHIMC and the Sehat Card Program represent a significant step forward in Punjab’s healthcare landscape by providing structured, insured access to essential medical services. This initiative not only reduces the financial burden on families but also strengthens the healthcare infrastructure by partnering with qualified hospitals across the province.

Eligibility Criteria for Sehat Card Beneficiaries

The Punjab Health Initiative Management Company (PHIMC) administers the Sehat Card program, a vital health insurance scheme designed to provide cashless inpatient treatment and surgeries to eligible residents of Punjab. Understanding the eligibility criteria is essential for beneficiaries to access the comprehensive healthcare services offered through this initiative.

To determine eligibility, residents must first verify their status by sending their Computerized National Identity Card (CNIC) number via SMS to the designated short code 8500. This quick verification step confirms whether an individual or family qualifies for the program based on government-defined socio-economic parameters. Once eligibility is confirmed, beneficiaries can avail themselves of services at any empaneled hospital by presenting their CNIC or Sehat Card during admission [[1]](https://www.pmhealthprogram.gov.pk/)[[2]](https://paknewsalerts.com.pk/sehat-insaf-card-program-in-punjab/)[[3]](https://phda.org.pk/sehat-sahulat-card/).

The Sehat Card covers the entire nuclear family, including the husband, wife, and their unmarried children. Additionally, children born in empaneled hospitals are automatically added to the family coverage, ensuring continuous protection from birth. For children born outside empaneled facilities, submission of a Child Registration Certificate (CRC) or B-form from NADRA is required to include them in the program [[4]](https://phimc.punjab.gov.pk/faqe)[[5]](https://www.pmhealthprogram.gov.pk/faqs/).

It is important to note that the Sehat Card is specifically designed for inpatient treatment and surgeries. Outpatient services are not covered under this scheme. Beneficiaries must use the card for hospital admissions to receive cashless treatment; no reimbursements are provided if the card is not utilized during the hospital stay [[5]](https://www.pmhealthprogram.gov.pk/faqs/).

Eligibility also extends to residents across Punjab’s districts, with the government progressively expanding coverage to include more areas. The program prioritizes low-income families and vulnerable populations to ensure equitable access to quality healthcare. Beneficiaries can check the list of empaneled hospitals on the official PHIMC website or through the Sehat Sahulat app to identify nearby facilities where they can receive treatment without financial burden [[6]](https://ppma.org.pk/blogs/sehat-card-code/)[[3]](https://phda.org.pk/sehat-sahulat-card/).

In addition to treatment coverage, the program offers ancillary benefits such as hospital transportation allowances and burial expense support for cardholders, further easing the financial strain on families during medical emergencies [[7]](https://www.zameen.com/blog/sehat-sahulat-programme.html).

For practical purposes, beneficiaries are encouraged to prepare all necessary documentation before hospital visits. This includes verifying family member eligibility, confirming hospital empanelment status, and understanding the pre-authorization process for certain surgeries. Such preparation streamlines admissions and ensures timely access to critical healthcare services when minutes matter [[6]](https://ppma.org.pk/blogs/sehat-card-code/).

As the Sehat Card program continues to evolve under PHIMC’s management, staying informed about eligibility updates and hospital networks is crucial. For broader context on government initiatives impacting public welfare, you may find it useful to review the Parliament Session Today: Full Agenda and What to Watch, which outlines ongoing policy discussions relevant to health sector reforms.

Comprehensive Surgery List Covered Under Sehat Card 2026

The Punjab Health Initiative Management Company (PHIMC) continues to expand the scope of the Sehat Card program in 2026, ensuring that eligible citizens have access to a wide range of essential surgical procedures at empaneled hospitals across Punjab. This initiative is designed to provide financial protection and improve healthcare accessibility by covering major surgeries that address critical and life-threatening conditions.

Under the Sehat Card 2026 scheme, the coverage includes inpatient surgical treatments for various priority diseases and conditions. The program specifically covers surgeries related to cardiac care such as angioplasty and bypass operations, which are vital for patients suffering from heart diseases. Cancer patients benefit from comprehensive coverage that includes chemotherapy, radiotherapy, and surgical tumor removal, ensuring a multidisciplinary approach to cancer treatment.

Neurosurgical procedures are also included, providing access to surgeries for brain and spinal conditions that require specialized care. Additionally, the program covers surgeries for organ failure cases involving the liver, kidneys, heart, and lungs, which often require complex interventions such as transplants or life-saving operations.

Other critical surgeries covered under the Sehat Card include treatments for burns and road traffic accidents, which may involve life and limb-saving procedures, implants, and prosthesis. The program also supports surgeries related to diabetes complications, ensuring that patients receive timely interventions to prevent further health deterioration.

Coverage extends to both public and private healthcare facilities that are provisionally licensed by the Punjab Healthcare Commission and empaneled under the program. This broad network allows beneficiaries to access quality surgical care without the burden of out-of-pocket expenses. The program also includes pre- and post-hospitalization expenses, covering one day before and five days after surgery, including medicines, which is crucial for comprehensive patient care.

The financial limits for coverage are substantial, with initial hospitalization coverage up to Rs. 60,000 per family per year for secondary care and up to Rs. 400,000 for major priority diseases. In special cases, coverage can be extended up to Rs. 1,000,000, reflecting the program’s commitment to supporting patients with severe health conditions.

To avail these services, eligible citizens simply need to present their CNIC or B-Form at any empaneled hospital. The program’s design ensures that families can receive free treatment for surgeries that would otherwise be financially prohibitive, significantly reducing the healthcare burden on vulnerable populations.

For those interested in the broader context of government initiatives and healthcare policies, it is useful to stay informed about ongoing developments in the political landscape, such as the Parliament Session Today: Full Agenda and What to Watch, which often includes discussions on health sector reforms and budget allocations impacting programs like the Sehat Card.

Empaneled Hospitals: Overview and Distribution

The Punjab Health Initiative Management Company (PHIMC) plays a pivotal role in implementing the Sehat Sahulat Program (SSP), which provides social health protection to eligible residents of Punjab. A cornerstone of this initiative is the network of empaneled hospitals across the province, where beneficiaries can access a wide range of medical services, including surgeries covered under the Sehat Card scheme.

Empaneled hospitals are healthcare facilities officially authorized by PHIMC to deliver services under the SSP umbrella. These hospitals have met specific criteria related to quality, infrastructure, and service capacity to ensure that patients receive standardized and reliable care. The empanelment process involves rigorous evaluation and continuous monitoring to maintain service excellence and compliance with program guidelines.

Patients holding a valid Sehat Card can avail themselves of treatment at any of these empaneled hospitals by presenting their CNIC or B-Form. Upon admission, the hospital’s Facilitation Officer assists patients in navigating the admission process and ensures that the treatment costs are covered through the health card, minimizing out-of-pocket expenses. This system is designed to streamline access and reduce administrative burdens for patients and their families.

The distribution of empaneled hospitals is strategically planned to cover all major divisions of Punjab, including urban centers and rural areas, to maximize accessibility. For example, the Rawalpindi Division alone hosts a comprehensive list of empaneled hospitals equipped to handle various medical specialties and surgical procedures. This widespread network ensures that beneficiaries do not have to travel extensively to receive critical care, which is especially important for emergency surgeries and chronic disease management.

Moreover, the empaneled hospitals cater to a broad spectrum of medical needs under the Sehat Card program, including but not limited to cardiac surgeries, dialysis, transplant procedures, and general surgeries. Children born in these hospitals are automatically included in the program, extending coverage to newborns and their families. This inclusive approach supports continuous healthcare access from birth through adulthood.

PHIMC also maintains a dedicated support system within these hospitals, including Hospital Facilitation Officers who guide patients through the admission and treatment process. This ensures that beneficiaries fully benefit from the program without facing procedural delays or confusion.

For residents of Punjab, understanding the location and services of empaneled hospitals is crucial for timely and effective healthcare. The PHIMC website and affiliated portals provide updated lists and contact information for these hospitals, enabling patients to plan their visits accordingly.

In the broader context of Punjab’s healthcare landscape, the empaneled hospital network under PHIMC represents a significant step toward universal health coverage and financial risk protection. This initiative aligns with ongoing government efforts to enhance public health infrastructure and service delivery, which are often discussed in national forums such as the Parliament Session Today: Full Agenda and What to Watch.

Procedures for Availing Surgery under Sehat Card

The Sehat Card, managed by the Punjab Health Initiative Management Company (PHIMC), offers eligible residents of Punjab access to free surgical and medical treatments at empaneled hospitals across the province. To ensure a smooth experience when availing surgery under this program, patients must follow a clear, step-by-step procedure designed to maximize convenience and coverage.

First, eligibility verification is essential. Residents can confirm their eligibility by sending their CNIC number via SMS to 8500 or by using the official Sehat Sahulat website or mobile app. This quick verification step ensures that only qualified beneficiaries proceed to the next stages of treatment [[10]].

Once eligibility is confirmed, the patient should select an empaneled hospital from the official list provided by PHIMC. These hospitals include both public and private healthcare facilities licensed by the Punjab Healthcare Commission, ensuring quality standards are met. The list covers major districts such as Lahore, Rawalpindi, Multan, Faisalabad, and others, providing wide accessibility [[6]].

Upon arrival at the chosen hospital, the patient must present their CNIC or B-Form along with the Sehat Card at the dedicated Sehat Sahulat Program (SSP) counter. Here, the SSP representative will verify the card and guide the patient through the admission process. This includes directing the patient to the appropriate department for surgical consultation and pre-operative assessments [[8]].

For surgeries, the program covers all necessary expenses related to the procedure, including one day of pre-hospitalization and five days of post-hospitalization care, along with medicines. This comprehensive coverage ensures that patients do not face out-of-pocket expenses for the surgery and immediate recovery period [[3]].

It is important to note that the Sehat Card program supports inter-district and provincial portability, allowing patients to access services at any empaneled hospital across Punjab without restrictions on family size or pre-existing conditions [[4]]. This flexibility is particularly beneficial for patients requiring specialized surgeries that may not be available locally.

After surgery, patients should follow the hospital’s discharge instructions and attend any scheduled follow-up appointments. The hospital will coordinate with PHIMC to settle the treatment costs directly through the Sehat Card system, eliminating the need for patients to handle payments [[9]].

For any issues or complaints during the process, beneficiaries can contact PHIMC via email or helpline numbers provided on the official portal. Staying informed about the latest updates and hospital empanelment can also be helpful, especially as healthcare policies evolve. For broader context on governance and public service delivery, readers may find it useful to review the Caretaker Prime Minister of Pakistan: Roles, Powers and What to Expect, which outlines the current administrative framework supporting initiatives like the Sehat Card.

By following these practical steps, eligible Punjab residents can efficiently avail themselves of surgical treatments under the Sehat Card program, ensuring access to quality healthcare without financial burden.

Quality Assurance and Monitoring of Empaneled Hospitals

The Punjab Health Initiative Management Company (PHIMC) plays a pivotal role in ensuring that empaneled hospitals under the Sehat Card Surgery List maintain high standards of quality and accountability. Given the critical nature of healthcare services provided through the Sehat Sahulat Program, PHIMC has established a comprehensive framework for quality assurance and continuous monitoring to safeguard patient welfare and optimize resource utilization.

First, PHIMC mandates strict licensing and accreditation criteria for hospitals seeking empanelment. Only those hospitals that meet regulatory standards and demonstrate compliance with clinical protocols are approved to provide services under the program. This licensing process is regularly reviewed and updated to reflect evolving healthcare norms and to address any emerging concerns. For example, recent audits revealed that out of 318 initially empaneled hospitals, only 191 retained their licenses after meeting the revised criteria, highlighting PHIMC’s commitment to quality control and weeding out non-compliant facilities.

To monitor ongoing performance, PHIMC employs a multi-layered surveillance system. This includes routine inspections, patient feedback mechanisms, and data analytics to track treatment outcomes and service delivery patterns. Hospitals are required to submit detailed reports on surgical procedures, patient admissions, and resource usage. These reports are scrutinized for anomalies such as unnecessary surgeries, overuse of implants, or use of substandard medical supplies. For instance, investigations uncovered issues like excessive caesarean sections and the use of unregistered ophthalmological lenses, prompting corrective actions and stricter oversight.

PHIMC also designates Hospital Facilitation Officers (HFOs) within empaneled hospitals to act as points of contact for patients and to ensure adherence to program guidelines. These officers facilitate smooth admissions through the Qaumi Sehat Card and help resolve grievances promptly. Additionally, PHIMC encourages patients and their families to report any irregularities or dissatisfaction via dedicated complaint channels, fostering transparency and accountability.

Technology plays a crucial role in quality assurance. PHIMC leverages digital platforms to verify patient eligibility, track service utilization, and maintain real-time communication with hospitals. This digital integration helps minimize fraud and ensures that benefits reach the intended recipients efficiently.

Furthermore, PHIMC collaborates with insurance partners to audit claims and reimbursements, ensuring that financial transactions align with actual services rendered. This partnership helps prevent misuse of funds and maintains the financial sustainability of the Sehat Sahulat Program.

In summary, the quality assurance and monitoring framework of PHIMC for empaneled hospitals is robust, combining regulatory compliance, continuous performance evaluation, patient facilitation, and technological oversight. This comprehensive approach not only enhances the credibility of the Sehat Card initiative but also ensures that citizens of Punjab receive safe, effective, and equitable healthcare services.

For those interested in the broader governance context impacting health initiatives like PHIMC, the Parliament Session Today: Full Agenda and What to Watch provides insights into legislative priorities that may influence healthcare policies and funding.

Grievance Redressal Mechanism for Patients under PHIMC

The Punjab Health Initiative Management Company (PHIMC) operates the Sehat Card program, which provides cashless hospitalization benefits to eligible patients at empaneled hospitals across Punjab. Given the scale and critical nature of healthcare services, an effective grievance redressal mechanism is essential to ensure patient rights are protected and service quality is maintained.

PHIMC’s grievance redressal system is designed to be accessible, transparent, and responsive. Patients who face issues such as denial of admission, treatment delays, or disputes regarding coverage limits can raise complaints through multiple channels. These include email communication at complaints.punjab@phimc.punjab.gov.pk, SMS by sending their CNIC to 8500, or direct contact with hospital grievance committees. This multi-channel approach ensures that patients can report grievances conveniently and receive timely responses.

At the hospital level, each empaneled facility is required to have a Grievance Redressal Committee (GRC). These committees serve as the first point of contact for patients and are responsible for investigating complaints related to service delivery, billing, or administrative issues. The GRCs operate under guidelines set by PHIMC and are empowered to resolve disputes promptly to avoid escalation.

If a grievance is not resolved satisfactorily at the hospital level, patients can escalate their complaints to PHIMC’s central grievance cell. This higher-level body reviews unresolved cases, coordinates with hospitals, and ensures compliance with program policies. The escalation process is structured to maintain impartiality and independence, fostering trust in the system.

PHIMC also emphasizes special provisions for critical cases. For example, if a patient’s treatment limit is exhausted but the condition is life-threatening or related to maternity, the program mandates continuation of care without interruption. This policy protects vulnerable patients from being denied essential services due to administrative constraints.

To maintain transparency, PHIMC regularly monitors grievance trends and publishes reports on complaint resolution rates and common issues. This data-driven approach helps identify systemic problems and improve service delivery continuously.

In addition to formal mechanisms, PHIMC encourages patient awareness about their rights and the grievance process through outreach and information campaigns. Educated patients are more likely to assert their rights and contribute to a culture of accountability within healthcare facilities.

Overall, the grievance redressal mechanism under PHIMC’s Sehat Card program is a critical pillar supporting the initiative’s goal of equitable and quality healthcare access. By providing clear pathways for complaint resolution and ensuring patient-centric policies, PHIMC strengthens trust between beneficiaries and healthcare providers.

For those interested in the broader governance context affecting healthcare initiatives like PHIMC, the recent Parliament Session Today: Full Agenda and What to Watch offers insights into legislative priorities that may impact health policy and funding in Punjab and across Pakistan.

Future Expansion Plans and Updates for PHIMC

The Punjab Health Initiative Management Company (PHIMC) continues to play a pivotal role in delivering accessible and quality healthcare across Punjab through its flagship Sehat Sahulat Program (SSP). As of 2026, PHIMC is strategically focusing on expanding its coverage, enhancing service quality, and integrating specialized treatment programs to meet the growing healthcare demands of Punjab’s population.

One of the core future expansion plans involves broadening the network of empaneled hospitals. Currently, PHIMC has partnered with numerous government and private hospitals across Punjab’s 36 districts and 9 divisions, enabling eligible residents to access free or subsidized healthcare services by presenting their CNIC as a health card. The goal is to increase this network further, especially in underserved rural areas, to ensure equitable healthcare access. This expansion will also include adding more specialty hospitals to the empaneled list, particularly those offering advanced surgical procedures and critical care services.

PHIMC is also advancing its specialized health initiatives, such as the Chief Minister’s Children Heart Surgery Program, the Transplant Program, and the Dialysis Program. These programs are designed to address high-cost, life-saving treatments that were previously inaccessible to many low-income families. By integrating these initiatives under the broader Sehat Sahulat umbrella, PHIMC aims to provide comprehensive coverage that goes beyond general inpatient care, thereby reducing out-of-pocket expenses for complex medical conditions.

To support this expansion, PHIMC is investing in a robust monitoring and evaluation framework. This system will track service delivery quality, patient outcomes, and financial sustainability. The data collected will inform policy adjustments and resource allocation, ensuring that the program remains responsive to the population’s needs. Additionally, PHIMC is enhancing its digital infrastructure to streamline beneficiary registration, claims processing, and grievance redressal, making the program more user-friendly and transparent.

Financially, PHIMC is working closely with provincial authorities and insurance partners to secure sustainable funding. The program’s success in treating over 2.7 million patients with a budget exceeding Rs73 billion demonstrates strong government commitment. Future budget allocations are expected to increase, reflecting the program’s expanding scope and the rising demand for healthcare services.

Moreover, PHIMC is aligning its expansion plans with broader provincial and national health policies. This includes coordination with government sessions and policy discussions, such as those outlined in the recent Parliament Session Today: Full Agenda and What to Watch, where healthcare reforms and budget priorities are key topics. Such alignment ensures that PHIMC’s initiatives receive legislative support and integrate seamlessly with other public health programs.

In summary, PHIMC’s future expansion plans focus on:

• Increasing the number and geographic spread of empaneled hospitals, especially in rural and underserved areas.
• Expanding specialized treatment programs for surgeries, transplants, and dialysis under the Sehat Sahulat Program.
• Strengthening monitoring, evaluation, and digital infrastructure to improve service quality and operational efficiency.
• Securing sustainable funding through government and insurance partnerships to support growing healthcare demands.
• Aligning with provincial and national health policies to ensure cohesive and supported healthcare delivery.

These practical steps position PHIMC to significantly enhance healthcare accessibility and quality for Punjab’s population in the coming years, making the Sehat Card a vital tool for health security across the province.

Frequently Asked Questions

What is the Punjab Health Initiative Management Company (PHIMC)?

PHIMC is a government entity responsible for managing health initiatives in Punjab, including the administration of the Sehat Card program that offers healthcare benefits to eligible residents.

What is the Sehat Card Surgery List for 2026?

The Sehat Card Surgery List for 2026 includes the approved surgical procedures covered under the Sehat Card health insurance scheme, allowing cardholders to receive these surgeries at no cost or subsidized rates.

How can I find the empaneled hospitals under PHIMC for Sehat Card surgeries?

The empaneled hospitals are listed on the official PHIMC website and include government and private hospitals authorized to provide surgeries covered by the Sehat Card program.

Who is eligible to receive surgeries under the Sehat Card scheme?

Residents of Punjab who have registered and obtained a valid Sehat Card are eligible to receive surgeries listed under the Sehat Card Surgery List at empaneled hospitals.

How do I apply for a Sehat Card to avail surgery benefits?

You can apply for a Sehat Card online through the official PHIMC portal or at designated registration centers across Punjab by providing necessary identification and residency documents.

Can I choose any hospital for my surgery under the Sehat Card program?

You must choose a hospital from the official list of empaneled hospitals under PHIMC to ensure your surgery is covered by the Sehat Card scheme.

Are emergency surgeries covered under the Sehat Card program?

Emergency surgeries are covered if performed at empaneled hospitals and fall within the approved surgery list under the Sehat Card program.

How can I verify if a specific surgery is included in the Sehat Card Surgery List for 2026?

You can check the detailed surgery list published on the PHIMC website or contact their helpline to confirm whether a particular surgery is covered under the 2026 scheme.